“I’m almost 7….in just two more birthdays”

Ava exclaimed with excitement while jumping up and down like 5 year olds do.  My wife and I tried our best to not show how funny we thought that was, but we did laugh pretty hard once we were alone.  Kids are awesome!  Their optimism and excitement with life are unparalleled in the adult world.  [...]

Are you proud of your arms?

Many people have adjustable rate mortgages and are considering a refinance to a fixed rate mortgage.  I was recently asked for “good, solid advice” on whether a person should refinance their ARM or not.  I got a copy of his Mortgage Note and provided insight that I’ll share below. 
 
First, I’ve got to share our quote [...]

“The test results are in, and there’s something we need to talk about…”

That’s typically not how you want a conversation to begin!  For the Baker and Lindsey Niceville Office however, the test results seem to be positive all the time; so they’re things we like to discuss!  In an effort to serve our clients better and meet their highest expectations, we ask for our client’s input on [...]