Are you proud of your arms?

Many people have adjustable rate mortgages and are considering a refinance to a fixed rate mortgage.  I was recently asked for “good, solid advice” on whether a person should refinance their ARM or not.  I got a copy of his Mortgage Note and provided insight that I’ll share below. 
 
First, I’ve got to share our quote [...]

“The test results are in, and there’s something we need to talk about…”

That’s typically not how you want a conversation to begin!  For the Baker and Lindsey Niceville Office however, the test results seem to be positive all the time; so they’re things we like to discuss!  In an effort to serve our clients better and meet their highest expectations, we ask for our client’s input on [...]

What is mortgage fraud?

It can of course come in many forms, some of which I’m sure we haven’t even caught yet.  Sometimes it’s very obvious, sometimes it’s not as easy to spot.  Unfortunately it costs all of us money!  And even worse, at times it is encouraged (or at least facilitated) by the person on the other side [...]