Misperceptions About Refinancing

Have you heard why you’re supposed to cut the ends off a roast before you cook it?  My pastor told a story once about a lady who did this and someone asked her why; she said “that’s how my mother used to do it”.  When they asked her mother why she did it, her mother [...]

Carnley Family Takes Advantage Of All Time Low Rates

“Now might be the time to REFINANCE” was the title of an article printed Sunday, April 19th in the Northwest Florida Daily News.  The article featured the Carnley family from Crestview, FL.  They recently refinanced their home from a 6.5 percent interest rate to a 4.875 percent rate.  And perhaps the most interesting part – [...]

Money In The Bank

Now would be a great time to have some money in the bank wouldn’t it? Consumers are in an unprecedented time of re-balancing, realigning, and deleveraging. Are you among them? In February people were saving an average of 4.2% of their income. That’s great news! I can remember just a couple of years ago when [...]